Washington State Car Insurance
Washington State car insurance is a requirement for all residents who want to drive on Washington roads. There are many Washington State car insurance companies as well as different types of policies. You don't have to become an expert on the industry in order to get the best car insurance policy, but it does make a difference if you know the basics about Washington State car insurance.
Cost of Washington State Car Insurance
Washington State car insurance is slightly above the national average for yearly car insurance premiums. In 2009, the average yearly premium for Washington State car insurance is $1,940 as compared to the national average of $1,796.
The average cost of a Washington car insurance policy will vary across the state depending mostly on whether it is a rural or urban location. Urban areas with more traffic and congestion will have higher average costs for Washington State car insurance.
Washington State Car Insurance Minimum Requirements
In the state of Washington uninsured/underinsured auto insurance is not a requirement, nor is PIP (personal injury protection) insurance. However, you are required to purchase liability insurance with limits of $25,000 and $50,000 for bodily injury and $10,000 for personal property damage.
Washington State Car Insurance Companies
There are many national as well as local Washington State car insurance companies for you to choose from when shopping for auto insurance. Here is a short list of some of the most notable Washington State car insurance companies.
- Allstate
- American Family
- Esurance
- GEICO
- Progressive
- Safeco
- The Hartford
- Travelers
- Unitrin Direct
These Washington State car insurance companies are nationwide companies. You can purchase car insurance from them online from various websites as well as through car insurance agents and brokers in your local area.
Saving Money on Washington State Car Insurance
Everyone likes to save money and it is very easy to save money on Washington State car insurance. Auto insurance companies offer many discounts and ways to lower your Washington State car insurance premiums.
Here are some of the best ways to save money on your Washington State car insurance.
- Buckle up
- Drive safely
- Keep your credit record strong
- Install safety and anti-theft devices on your car
- Take a driver's safety course
There are also discounts that you may qualify for that can increase your Washington State car insurance savings. Here are a few that may help you shave some dollars off of your yearly premiums.
- Discounts for military personnel
- Discounts for professional organization affiliations
- Discounts for loyal customers
- Discounts for multiple vehicles
- Discounts for multiple insurance polices
Most Washington State car insurance companies have a long list of discounts, some of which they advertise and some they do not. It is a good idea to get a listing of all the discounts that may be offered so you don't miss out on any of them. You may add one discount onto another to save even more money on your Washington State car insurance.
Online Shopping for Washington State Car Insurance
The internet has changed the way Washington State car insurance companies reach customers. So much information is now available online that it is much easier to research, compare and even purchase your Washington State car insurance online from the comfort of your own home.
The internet allows you to quickly compare Washington State car insurance companies through online car insurance quotes. Getting these quotes takes only a few minutes, but they can save you money year round. Take a few minutes to research more articles to learn more about Washington car insurance. You can then try the free quote tool at the top of the page to get Washington car insurance quotes.